Why occupation-specific broking matters
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Generic business insurance treats a scaffolder and a structural engineer as the same risk. They aren't. The contract you sign, the cover your principal demands, the licensing your work requires and the statutory duties you carry all change with your occupation. Getting the wrong policy — or the right policy with the wrong limits — is something you usually only discover at claim time. We build the program to the role, so the cover matches the work.
Who We Cover
Ferguson Brown specialises in the construction, property and development sectors, and within those sectors, no two operators carry the same risk. A demolition contractor, a certifying engineer and a residential developer face entirely different exposures, contract requirements and statutory obligations. We broke cover around the occupation, not off a generic template.
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Below are the trades, contractors and professionals we work with day to day. If your role isn't listed, it doesn't mean we can't help, it usually means we cover it under a broader program. Just ask.
Builders & Developers
The parties carrying head-contract and principal risk, from contract works through to statutory defect liability.
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Property Developers →
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Project Managers →
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Trades & Site Contractors
Licensed trades and subcontractors are exposed to on-site liability, tools, plant, and principal insurance requirements.
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Design & Construction Professionals
Advisers and consultants whose exposure is professional liability — advice, certification, design, and cost.
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Frequently Asked Questions:
Q: Which trades and professions does Ferguson Brown cover?
A: We cover the construction, property and development sectors end to end. From builders, developers and project managers, through site trades like electricians, plumbers, concreters and scaffolders, to design and certification professionals such as engineers, architects and certifiers. The list above links through to each.
Q: What if my occupation isn't listed?
A: It's very likely still covered. The pages above are the occupations we're asked about most, but we place cover across the full construction and property spectrum. Call us on 1300 337 276 and we'll confirm.