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Workers' Compensation Insurance
Workers’ Compensation Insurance provides wage replacement and medical benefits to employees injured at work. It’s compulsory for all Australian employers and ensures staff get the support they need while protecting your business from liability. Cover varies slightly by state but remains a legal obligation nationwide.
Quick Benefits:
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Mandatory cover for all employers in Australia
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Covers medical expenses, rehab, and lost wages
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Helps support employee recovery and return to work
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Protects your business from costly legal claims
What’s Covered:
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Injuries or illnesses caused at or by work
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Ongoing medical treatment and rehab
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Weekly payments for lost income
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Lump sum payments for serious injury or death
What’s Not Covered:
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Injuries unrelated to work
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Self-employed individuals without a policy
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Mental health claims not linked to work conditions
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Fraudulent or exaggerated claims
Let us help you stay compliant and covered.
Chat with us at 1300 337 276
Frequently Asked Questions
Q: Is this required in every state?
A: Yes. Although each state has its own scheme, it’s mandatory Australia-wide.
Q: Can I cover apprentices or casuals?
A: Yes. Anyone considered a worker must be covered, regardless of hours worked.
Q: Do I need this if I only hire contractors?
A: Possibly. Some contractors may still be deemed workers. Check with us.