What’s Covered:
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Allegations of professional negligence
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Errors in design or documentation
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Breach of duty or misstatements
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Legal defense and compensation costs
What’s Not Covered:
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Physical injury or property damage (covered under Public Liability)
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Known claims or circumstances before the policy started
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Intentional wrongdoing or fraud
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Contractual liabilities beyond normal professional duties
Quick Benefits:
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Covers damage to works under construction
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Protects site materials both on-site and in transit
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Includes cover for theft, storm, and accidental damage
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Suits builders, developers, and subcontractors
Contract Works Insurance
Contract Works Insurance provides cover for accidental loss or damage to your building project while under construction. This includes materials, on-site tools, temporary structures like scaffolding, and even works in transit. Whether you’re a builder, developer, or subcontractor, this policy helps ensure delays and damage don’t derail your project or finances.
Have questions?
Speak with our team at 1300 337 276
Frequently Asked Questions
A: Yes. Works covers physical damage to the work, while Public Liability covers third-party injuries or property damage.
Q: Do I need this if I already have Public Liability?
Q: Can subcontractors be included?
A: Yes, provided they're working under your contract and declared in the policy.
Q: Is cover available for renovations?
A: Yes. Many policies offer options for home renovations or extensions.