What’s Covered:
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Allegations of professional negligence
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Errors in design or documentation
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Breach of duty or misstatements
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Legal defense and compensation costs
What’s Not Covered:
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Physical injury or property damage (covered under Public Liability)
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Known claims or circumstances before the policy started
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Intentional wrongdoing or fraud
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Contractual liabilities beyond normal professional duties
Quick Benefits:
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Covers damage to works under construction
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Protects site materials both on-site and in transit
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Includes cover for theft, storm, and accidental damage
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Suits builders, developers, and subcontractors
What Is Contract Works Insurance?
Contract Works Insurance provides cover for accidental loss or damage to your building project while under construction. This includes materials, on-site tools, temporary structures like scaffolding, and even works in transit. Whether you’re a builder, developer, or subcontractor, this policy helps ensure delays and damage don’t derail your project or finances.
Have questions?
Speak with our team at 1300 337 276
Frequently Asked Questions
Q: Do I need this if I already have Public Liability?
A: Yes. Works covers physical damage to the work, while Public Liability covers third-party injuries or property damage.
Q: Can subcontractors be included?
A: Yes, provided they're working under your contract and declared in the policy.
Q: Is cover available for renovations?
A: Yes. Many policies offer options for home renovations or extensions.
Got more questions? Visit our FAQ page here.