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Covers company utes, trucks, and trailers
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Accidental damage, theft, and storm protection
Quick Benefits:
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Fleet cover available
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Optional windscreen, hire vehicle, and tool transit cover
Motor Vehicle Insurance
Motor Vehicle Insurance for construction and trade businesses covers your vehicles, utes, trucks, vans, and trailers, used for business purposes. This policy helps cover repairs or replacement after an accident, theft, fire, or weather event. Whether you operate a single work ute or manage a fleet, this insurance helps keep your business moving, on and off the road.
What’s Covered:
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Vehicle repairs after collision or weather damage
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Theft or vandalism
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Fire and storm damage
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Liability for third-party property damage
What’s Not Covered:
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Wear and tear or mechanical failure
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Unauthorized drivers
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Use outside business purposes
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Uninsured accessories unless listed
Need expert advice?
Call 1300 337 276
Frequently Asked Questions
Q: Do I need fleet cover or individual policies?
A: We can help you decide. Fleet cover suits 5+ vehicles, while individual cover works for smaller numbers.
Q: Is tool cover included?
A: No. Tools in transit can be added or insured under a separate Tools Insurance policy.
Q: Can I insure trailers and attachments?
A: Yes, trailers and registered attachments can be added to your cover.
Got more questions? Visit our FAQ page here.