Management Liability Insurance
Management Liability Insurance protects company directors, officers, and the business itself against claims related to mismanagement, wrongful acts, or regulatory breaches. It helps cover legal fees, fines, and penalties arising from employee claims, compliance issues, or shareholder disputes. A must-have for businesses with employees, boards, or complex operations.
Quick Benefits:
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Protects personal assets of directors and officers
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Covers employee claims, OH&S investigations, and financial mismanagement
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Helps manage ASIC investigations and regulatory fines
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Suits companies of all sizes, especially those with staff or boards
What’s Covered:
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Director and Officer Liability
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Employment Practices Liability (e.g. unfair dismissal claims)
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Statutory Liability (e.g. OH&S breaches)
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Defense costs and legal representation
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Crime cover for internal fraud (optional)
What’s Not Covered:
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Known claims or wrongful acts before cover started
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Deliberate illegal conduct
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Fines from criminal convictions
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Insolvency (unless specific extension applies)
Let’s talk about protecting your leadership team. Call 1300 337 276
Frequently Asked Questions
Q: Do I need this if I already have Public Liability?
A: Yes. This protects management decisions and internal disputes, not third-party incidents.
Q: Is this only for big companies?
A: No. Even small companies can face director claims or staff disputes.
Q: Can it cover multiple directors?
A: Yes. It usually covers all directors, officers, and sometimes senior managers.