Trades Insurance
Trades Insurance bundles key policies to protect tradies on the job. It typically includes Public Liability, Tools Cover, Income Protection, and Personal Accident insurance, tailored to suit electricians, plumbers, carpenters, and other licensed trades. It’s a smart way to meet your legal and contract obligations while staying protected on-site and off.
Quick Benefits:
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Public Liability and tools cover included
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Personal injury and income protection options
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Meets contractor and licensing requirements
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Customisable for sole traders or larger teams
What’s Covered:
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Injury to third parties or property damage
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Theft or accidental damage to tools
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Income loss due to injury (if selected)
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Legal defense costs
What’s Not Covered:
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Unlicensed work
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Wear and tear on tools
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Intentional acts or unsafe practices
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Pre-existing injuries
Need a quote that keeps up with up your trade? Call us at 1300 337 276
Frequently Asked Questions
Q: Do I need this if I’m subcontracting?
A: Your building is covered by the body corporate’s strata insurance. You may still need contents or landlord cover.
Q: Can I cover overseas staff or visitors?
A: Yes. We offer Overseas Visitors Health Cover and staff options.
Q: Are pre-existing conditions covered?
A: Waiting periods may apply – we’ll guide you through what’s included.