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Trades Insurance
Trades Insurance bundles key policies to protect tradies on the job. It typically includes Public Liability, Tools Cover, Income Protection, and Personal Accident insurance, tailored to suit electricians, plumbers, carpenters, and other licensed trades. It’s a smart way to meet your legal and contract obligations while staying protected on-site and off.
Not sure if your trade is covered? Check the full list of trades and professions we insure
Quick Benefits:
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Public Liability and tools cover included
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Personal injury and income protection options
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Meets contractor and licensing requirements
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Customisable for sole traders or larger teams
What’s Covered:
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Injury to third parties or property damage
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Theft or accidental damage to tools
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Income loss due to injury (if selected)
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Legal defense costs
What’s Not Covered:
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Unlicensed work
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Wear and tear on tools
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Intentional acts or unsafe practices
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Pre-existing injuries
Need a quote that keeps up with up your trade?
Call us at 1300 337 276
Frequently Asked Questions
Q: What does Trades Insurance actually cover?
A: Trades Insurance bundles four covers into one policy — Public Liability, Tools Cover, Income Protection and Personal Accident — protecting tradies against third-party injury or property damage, tool theft or damage, income loss from injury, and legal defence costs.
A: Trades Insurance costs vary by trade, the value of your tools, and the level of income protection you choose. Call 1300 337 276 for a tailored quote..
Q: How much does Trades Insurance cost?
A: Tools are covered under Trades Insurance against theft and accidental damage. General wear and tear isn't covered.
