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Is Your Strata Insurance Truly Covering All Risks?
Strata properties are a popular form of residential and commercial ownership, offering shared facilities and collective management. While they provide convenience and community living, strata schemes also carry unique risks that can be costly if not properly insured. Many owners’ corporations (OCs) rely on standard insurance coverage, assuming it’s sufficient. In reality, gaps in coverage can leave both the property and residents financially exposed. This guide examines the r
Nov 275 min read


New Latent Defects Insurance Standards: What Every Business Needs to Know
The landscape of business insurance is evolving, and Liability, Directors & Officers, and Professional Indemnity (LDI) standards are no exception. For businesses of all sizes, these updates are more than just regulatory changes; they can affect coverage, risk management, and even strategic decision-making. Understanding these changes now is key. Waiting until standards are officially in place could leave your business underinsured or exposed to unforeseen liabilities. In this
Nov 213 min read


Do I need public liability insurance?
Public Liability Insurance is one of the most common business insurance questions online, and for good reason. Many business owners, freelancers, contractors, and self-employed professionals want to know whether it’s required, what it covers, and whether the cost is worth it. If you’ve ever asked yourself, “Do I actually need public liability insurance?” — this guide breaks it down in simple terms so you can make an informed decision. What Is Public Liability Insurance? Publ
Nov 113 min read


How Changes to Building Laws Are Making LDI Essential for Developers and Builders
The building landscape in Australia is changing fast . Across NSW and other states, reforms are reshaping accountability, project oversight, and the way developers manage construction risk. As the sector moves toward higher standards of transparency and responsibility, Latent Defects Insurance (LDI) is becoming more than a niche protection — it’s emerging as an essential layer of assurance . 1. The Regulatory Shift: From Rectification to Prevention Recent building reforms,
Oct 203 min read


What is Latent Defects Insurance and Why It Matters in 2025
In Australia’s construction and property sector, confidence is currency. Developers, builders, and owners alike are seeking more reliable ways to protect projects from unforeseen risks. One of the most important yet often misunderstood protections available today is Latent Defects Insurance (LDI). What Exactly is Latent Defects Insurance? Latent Defects Insurance provides cover for the cost of repairing or rectifying physical damage to a building that results from hidden def
Oct 162 min read


Discover Tailored Insurance Services for Your Needs
When it comes to protecting what matters most, having the right insurance coverage is essential. Whether you are safeguarding your home, vehicle, business, or health, finding insurance that fits your unique situation can make all the difference. This guide will help you explore comprehensive insurance options designed to meet your specific needs, ensuring peace of mind and financial security. Understanding Comprehensive Insurance Options Comprehensive insurance options go bey
Oct 144 min read


How Much Does Business Insurance Cost in NSW?
It’s one of the first questions every business owner asks: “How much will insurance cost me?” If you’re running or starting a business in...
Sep 302 min read


Does Running a Business from Home Affect My Home Insurance Policy?
In recent years, more people are working from home or running side-businesses from their living space. Whether you’re freelancing,...
Sep 183 min read


What Insurance Do I Need to Start a Small Business in Australia?
Starting a business in Australia is a major milestone, but too often, founders overlook one crucial step: insurance. The right policy can...
Sep 82 min read


Is It Better to Go With an Insurance Broker or an Insurance Company?
When it comes to protecting your business, property, or personal assets, choosing the right insurance partner is a critical step. One of the biggest questions many people face is whether to buy insurance directly from an insurance company or to work with an insurance broker. Both options have their benefits, but the right choice depends on your situation, the type of cover you need, and how much guidance you want along the way. Understanding Insurance Options What’s the Diffe
Aug 203 min read


Insuring Your Industry: What Business Insurance Do Construction Companies Really Need?
Construction is one of Australia’s highest-risk industries and without the right insurance, even a minor accident can lead to major...
Jul 283 min read


How Professional Insurance Advisors Can Help You
Navigating the world of insurance can be a daunting task. With countless options available, each with its own set of complexities, it can...
Jul 83 min read


Essential Guide to Business Insurance for Australian Startups
Starting a business in Australia is a major milestone. However, many founders overlook one crucial step: insurance. Having the right policy can protect your income, reputation, and assets when things go awry. Whether you're a sole trader, a consultant, or running a small team, understanding your risks from day one can save you from major headaches later on. In this post, we’ll unpack the essential types of business insurance for Australian startups and how to determine what f
Jun 43 min read
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