Common requirements for engineers:
1. Professional Registration
2. Professional Indemnity
3. Workers' Compensation
Registration requirements vary by state and territory and depend on the type of engineering services you provide.
Professional indemnity insurance may be required by certain registration schemes, contracts or clients and can help protect against claims arising from your professional services.
Workers' compensation requirements vary by state and territory and may apply if you employ workers.
Engineers Insurance
Insurance built around the professional risks faced by engineers.
We understand the professional risks faced by engineers across construction, property and infrastructure projects.
Engineering Expertise
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Decades of insurance expertise across the construction, property and development sectors.
35+ Years
Experience
Local claims advocacy and guidance when you need it most.
Claims
Support
Insurance programs built around your services, projects, clients, and professional responsibilities.
Tailored
Cover
As an engineer, your professional advice, designs, and decisions can have significant consequences for your clients and projects. An error, omission or failure in your professional services can result in costly changes, project delays, property damage or claims. The right insurance program helps protect your business when your professional work is challenged.
Ferguson Brown specialises in the construction, property and development sectors, so we understand how engineering risks can change from one project to the next. Whether you provide structural, civil, mechanical, electrical or other engineering services, we can help structure cover around the work you actually do.
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Design errors
The risk engineers face everyday:
Project delays
Property damage
Client disputes
Errors or omissions in engineering designs, calculations or specifications can result in costly claims and project changes.
Engineering advice or recommendations that contribute to a client's financial loss can lead to professional liability claims.
An error in design, inspection or professional services may contribute to damage to buildings, infrastructure or other property.
Disagreements over designs, reports, specifications or professional services can lead to complaints, legal costs and claims.
Design changes, errors or unexpected issues can delay construction projects and create additional costs.
Professional advice
Other insurance requirements for engineers:
Business
Interruption
Helps protect your business against loss of income and additional operating expenses following an insured event that interrupts your business.
Workers
Compensation
For businesses with employees, workers' compensation helps provide protection when a worker is injured or becomes ill in connection with their employment.
Professional
Indemnity
Covers claims arising from development management decisions or advice given to purchasers, financiers or joint venture partners.
Public & Products Liability
For third-party injury or property damage arising from the site, sales suite or display homes, usually required by councils and financiers.
Motor
Vehicle
Protects business vehicles used for site visits, inspections, meetings and other professional activities, with cover structured around how your vehicles are used.
Learn more
Office
Contents
Protects office equipment, computers, furniture and other business contents against insured events that could disrupt your day-to-day operations.
Management
Liability
Protects the directors and officers of the development company against claims relating to insolvency, mismanagement or breach of duty.
Cyber
Protection
Essential where buyer deposits, personal information and contracts are handled digitally through sales and settlement.
