Demolition Contractors Insurance
Insurance built around the way demolition contractors actually carry risk.
We understand how demolition contractors work across residential and commercial projects.
Demolition Expertise
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Decades of insurance expertise in the construction and trade sector.
35+ Years
Experience
Local claims advocacy and guidance when you need it most.
Claims
Support
Insurance programs built around your trade, projects, equipment, and business.
Tailored
Cover
As a demolition contractor, you carry risk across every stage of the job, from site preparation and structural demolition to removing materials and clearing the site. A single incident can damage surrounding property, injure workers or third parties, or leave you facing a costly claim. From accidental damage and falling debris to equipment breakdowns and project delays, the right insurance program helps protect your business when things don't go to plan.
Ferguson Brown specialises in the construction, property and development sectors, so we understand how demolition risks can change from one project to the next. Whether you work on residential demolitions, commercial projects, partial demolitions or as a subcontractor, we can help structure cover around the work you actually do.
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Site accidents
THE RISKS DEMOLITION CONTRACTORS FACE EVERYDAY:
Builder or contractor insolvency
Post-completion defects
Joint venture & title risk
Demolition sites can expose workers, subcontractors and visitors to significant risks, potentially resulting in costly injury claims.
Falling debris, vibration or accidental damage can affect neighbouring properties and surrounding structures.
Hidden conditions or unexpected structural movement can create additional damage, repair costs and project complications.
Unexpected site conditions, equipment issues or damage can delay demolition work and increase project costs.
Machinery, tools and demolition equipment can be stolen, damaged or lost while working across different sites.
Property damage
1. Contractor Licence
Licensing requirements vary by state and territory, depending on the type and value of demolition or building work you undertake.
INSURANCE AND LICENSING CONSIDERATIONS FOR DEMOLITION CONTRACTORS:
2. Home Building Compensation
Home building compensation requirements vary by state and territory and may apply to eligible residential building work.
3. Workers' Compensation
Workers' compensation requirements vary by state and territory and may apply if you employ workers.
INSURANCE OPTIONS FOR DEMOLITION CONTRACTORS:
Contractual
Liability
Protects the finished building against structural and waterproofing defects for up to 10 years after completion, and can satisfy the NSW building bond alternative for eligible buildings.
Contract
Works
Covers physical loss or damage to the works, materials and plant on site, from fire and weather through to theft, before the project is handed over.
Workers
Compensation
For businesses with employees, workers' compensation helps provide protection when a worker is injured or becomes ill in connection with their employment.
Public & Products Liability
For third-party injury or property damage arising from the site, sales suite or display homes, usually required by councils and financiers.
Environmental
Liability
Helps protect your business against certain claims arising from pollution, contamination or environmental incidents associated with demolition activities.
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Motor
Vehicle
Protects work vehicles used to transport equipment, materials and personnel, with cover structured around how your vehicles are used.
Plant &
Equipment
Helps protect demolition machinery, plant and equipment used in your operations against insured loss or damage.
Tools &
Equipment
Your tools and smaller equipment are essential to getting the job done. Cover can help protect against theft, loss or damage.
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