Quick Benefits:
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Covers owned, leased, or hired-in plant and machinery
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Protection for theft, fire, and accidental damage
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Optional breakdown and loss of income cover
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On-site, off-site, and in transit cover
Plant & Equipment Insurance
Plant & Equipment Insurance protects your valuable machinery, whether it’s on-site, in storage, or being transported. This includes excavators, cranes, forklifts, generators, and other construction gear. Cover typically includes accidental damage, theft, fire, and breakdown, helping you stay operational without major delays or unexpected out-of-pocket costs. Whether owned, leased, or hired-in, this policy supports your bottom line when things go wrong.
What’s Covered:
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Accidental damage to plant and machinery
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Theft (including from secured sites)
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Fire, flood, and storm damage
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Breakdown (if selected)
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Transit cover (loading, unloading, and movement between sites)
What’s Not Covered:
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Gradual wear and tear or rust
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Unlicensed operators or improper use
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Employee theft (unless optional cover is added)
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Use of plant outside declared conditions or locations
Need guidance on your equipment insurance? Speak to us at 1300 337 276
Frequently Asked Questions
Q: Does this cover hired-in equipment?
A: Yes, you can nominate hired-in equipment under your policy.
Q: Can I include breakdown cover?
A: Yes. Breakdown can often be included or added as an extension.
Q: Are small tools included?
A: Only if specifically noted. Small tools are usually covered under a separate Tools Insurance policy.