-
Covers clean-up costs after pollution events
-
Protects against third-party injury or property damage
Quick Benefits:
-
Includes legal defence costs and regulatory fines
-
Suits builders, civil contractors, and earthworks businesses
Environmental Liability / Contractors Pollution Liability Insurance
Environmental Liability Insurance helps protect your business from the costs associated with pollution incidents like spills, run-off, or accidental contamination, that occur during your operations. It covers clean-up costs, third-party claims, and regulatory penalties. This cover is becoming increasingly important for construction and civil projects where environmental risks are part of the job.
What’s Covered:
-
Sudden and gradual pollution events
-
On-site and off-site clean-up costs
-
Third-party claims for bodily injury or property damage
-
Investigation and legal costs
What’s Covered:
-
Sudden and gradual pollution events
-
On-site and off-site clean-up costs
-
Third-party claims for bodily injury or property damage
-
Investigation and legal costs
What’s Not Covered:
-
Known or pre-existing contamination
-
Intentional acts or negligence
-
Fines not insurable by law
-
Pollution from unapproved materials or methods
Worried about environmental risk?
Consult us at 1300 337 276
Frequently Asked Questions
Q: Is this mandatory for my business?
A: It depends on your contract or local council requirements, but it's highly recommended for high-risk work.
Q: Does this replace my Public Liability?
A: No. It complements Public Liability by covering pollution-specific events.
Q: Can it cover historical contamination?
A: Only if specified. Most policies focus on new or unknown pollution events.
Got more questions? Visit our FAQ page here.