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Receiving payment for product - trade credit insurance

Trade Credit Insurance

Trade Credit Insurance protects your business from losses due to unpaid invoices or customer insolvency. If your clients can’t pay because of bankruptcy, default, or political risks (for overseas accounts), this cover helps safeguard your cash flow and business stability.

  • Covers unpaid debts from domestic or international clients

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  • Helps manage insolvency, default, and political risk

Quick Benefits:

  • Supports better credit management and business confidence

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  • Useful for wholesalers, exporters, manufacturers, and suppliers

   What’s Covered:

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  • Customer insolvency or bankruptcy

  • Protracted default (non-payment over a set period)

  • Political risks affecting international buyers

  • Collection costs and legal fees (if selected)

   What’s Not Covered:

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  • Disputes over goods or services

  • Sales not declared under the policy

  • Pre-existing overdue debts

  • Fraud or dishonesty

Let’s protect your business from bad debt.

     Talk to us at 1300 337 276

Frequently Asked Questions

Q: Do I need this if my customers usually pay?

A: Even one unexpected insolvency can cause cash flow issues. This adds a safety net.

Q: Can I cover export customers?

A: Yes. We can tailor cover for international sales and political risks.

Q: How are premiums calculated?

A: Based on turnover, credit terms, and debtor risk. You can request for a detailed quote.

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