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offices and workplaces need business insurance

Office / Business Package Insurance

Office / Business Package Insurance bundles several types of essential cover into one policy. It’s tailored for businesses operating from offices, clinics, or retail spaces. This insurance protects against common risks such as property damage, theft, business interruption, and liability, making it a popular choice for small to medium-sized businesses across various industries.

Quick Benefits:

  • Combines key covers into one policy

  • Protects premises, contents, and stock

  • Covers public liability and business interruption

  • Suits offices, consultancies, and small retailers

    What’s Covered:

  • Fire, storm, theft, and accidental damage

  • Business interruption from insured events

  • Public and products liability

  • Theft of stock, office equipment, and furniture

    What’s Covered:

  • Employee injuries (covered under Workers' Compensation)

  • Wear and tear or mechanical breakdown

  • Cyber events (unless added separately)

  • Losses from events not listed in the policy

Not sure what your business needs?

   Consult us at 1300 337 276

Frequently Asked Questions

Q: Can I customise the package to suit my business?

A: Yes. Covers can be added or removed depending on your operations.

Q: Is this suitable for a home-based business?

A: Yes, depending on the value of your contents and risk profile.

Q: Do I need public liability separately?

A: Not if you include it in your business package. It's one of the core options.

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