Project Managers
Insurance for the risks that come with managing projects
We understand the risks involved in coordinating projects across construction, property and development.
Construction Specialists
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Decades of experience arranging insurance for businesses across the construction sector.
35+ Years
Experience
Local claims advocacy and guidance when you need it most.
Claims
Support
Insurance programmes built around your projects, professional responsibilities and business.
Tailored
Cover
Project managers carry risk across every stage of a project, from planning and budgeting to coordinating contractors, consultants and suppliers. A missed deadline, an oversight or a dispute over responsibilities can affect costs, relationships and project outcomes. From professional advice to contractual obligations, the right insurance can help protect your business when things don't go to plan.
Ferguson Brown specialises in the construction, property and development sectors, so we understand how project risks can change from one engagement to the next. Whether you manage construction projects, property developments or multiple contractors, we can help structure cover around the work you undertake.
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Professional Errors
The risk builders face everyday:
Delays and Disputes
Contractual Liabilities
Contractor Coordination
Data and Cyber Risks
Clients may allege that advice, planning or oversight contributed to a financial loss.
Missed deadlines, cost overruns or disagreements can lead to claims and disputes.
Contract terms can expose your business to financial responsibilities if obligations aren't met.
Issues involving contractors or consultants can create additional costs, disputes or liability.
Data breaches, cyber incidents or lost project information can disrupt work and affect clients.
What the law requires of property developers:
1. Professional Indemnity
2. Contract Requirements
3. Workers' Compensation
May be required by clients or contracts and can respond to covered claims arising from professional services.
Clients may specify insurance types and limits that must be in place before work begins.
Workers' compensation obligations may apply when you employ staff, depending on the relevant state or territory scheme.
Other insurance requirements for builders:
Latent Defects Insurance
Protects the finished building against structural and waterproofing defects for up to 10 years after completion, and can satisfy the NSW building bond alternative for eligible buildings.
Contract
Works
May be relevant where your business has responsibility for works, materials or project assets, depending on your role and contractual arrangements.
Professional
Indemnity
Covers claims arising from development management decisions or advice given to purchasers, financiers or joint venture partners.
Public & Products Liability
For third-party injury or property damage arising from the site, sales suite or display homes, usually required by councils and financiers.
Personal Accident
May be worth considering for eligible business owners or self-employed project managers who want to explore cover for accidental injury.
Learn more
Motor Vehicle
For business vehicles used to travel between project sites, meetings and other work locations.
Management
Liability
Protects the directors and officers of the development company against claims relating to insolvency, mismanagement or breach of duty.
Cyber
Protection
Essential where buyer deposits, personal information and contracts are handled digitally through sales and settlement.