Draftsperson Insurance
Insurance built around the professional risks faced by draftspersons.
We understand the professional risks faced by draftspersons across residential and commercial projects.
Drafting Expertise
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Decades of insurance expertise across the construction and property sectors.
35+ Years
Experience
Local claims advocacy and guidance when you need it most.
Claims
Support
Insurance programs built around your services, projects, clients, and business.
Tailored
Cover
As a draftsperson, your drawings, documentation and professional services play an important role in the planning and delivery of construction projects. An error, omission or misunderstanding can result in costly changes, project delays, disputes or claims. The right insurance program helps protect your business when your professional work is challenged.
Ferguson Brown specialises in the construction, property and development sectors, so we understand how drafting risks can change from one project to the next. Whether you prepare residential plans, commercial drawings, renovation documentation or work alongside builders, architects and developers, we can help structure cover around the services you actually provide.
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Design errors
The risk builders face everyday:
Client disputes
Project delays
Professional advice
Errors or omissions in drawings, plans or documentation can result in additional costs and claims from clients.
Incomplete, inaccurate or unclear documentation can contribute to project delays, disputes and costly changes.
Changes resulting from drafting errors or revisions can delay construction and create additional costs.
Advice or recommendations provided as part of your services can create professional liability if a client suffers a financial loss.
Disagreements over designs, specifications, scope or professional services can lead to complaints and claims.
Documentation issues
INSURANCE AND LICENSING CONSIDERATIONS FOR DRAFTSPERSONS:
1. Professional Requirements
2. Professional Indemnity
3. Workers' Compensation
Requirements can vary depending on the services you provide, your business structure and the state or territory where you operate.
Professional indemnity insurance may be required by certain contracts, clients or professional arrangements and can help protect against claims arising from your services.
Workers' compensation requirements vary by state and territory and may apply if you employ workers.
INSURANCE OPTIONS FOR DRAFTSPERSONS:
Business
Interruption
Helps protect your business against loss of income and additional operating expenses following an insured event that interrupts your business.
Contract
Works
Covers physical loss or damage to the works, materials and plant on site, from fire and weather through to theft, before the project is handed over.
Professional
Indemnity
Helps protect your business against claims arising from professional errors, omissions, negligent advice or services provided to clients.
Public & Products Liability
For third-party injury or property damage arising from the site, sales suite or display homes, usually required by councils and financiers.
Motor
Vehicle
Protects business vehicles used for site visits, meetings and other professional activities, with cover structured around how your vehicles are used.
Workers
Compensation
For businesses with employees, workers' compensation helps provide protection when a worker is injured or becomes ill in connection with their employment.
Management
Liability
Protects the directors and officers of the development company against claims relating to insolvency, mismanagement or breach of duty.
Cyber
Protection
Essential where buyer deposits, personal information and contracts are handled digitally through sales and settlement.