Concreters Insurance
Insurance built around the way concreters actually carry risk.
We understand how concreters work across residential and commercial projects.
Concreting Expertise
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Decades of insurance expertise in the construction and trade sector.
35+ Years
Experience
Local claims advocacy and guidance when you need it most.
Claims
Support
Insurance programs built around your trade, projects, equipment, and business.
Tailored
Cover
As a concreter, you carry risk across every stage of the job, from preparing the site and handling materials to pouring, finishing and completing the work. A single incident can damage property, delay a project, or leave you facing a costly claim. From site accidents and equipment damage to concrete defects and property damage, the right insurance program helps protect your business when things don't go to plan.
Ferguson Brown specialises in the construction, property and development sectors, so we understand how concreting risks can change from one project to the next. Whether you work on residential builds, driveways, slabs, foundations, commercial projects or as a subcontractor, we can help structure cover around the work you actually do.
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Site accidents
THE RISKS CONCRETERS FACE EVERYDAY:
Property damage
Concrete defects
Project delays
Injuries to workers, subcontractors or visitors around your worksite can create costly claims.
Concrete equipment, machinery and tools can be stolen, damaged or lost while working on or travelling between sites.
Cracking, uneven finishes, incorrect levels or other workmanship issues can result in rectification costs and disputes.
Unexpected incidents, damaged materials or equipment breakdowns can delay projects and create additional costs.
Accidental damage to a client's property, existing structures or surrounding areas can lead to expensive repair costs.
Equipment theft or damage
INSURANCE AND LICENSING CONSIDERATIONS FOR CONCRETERS:
1. Trade Licence
2. Home Building Compensation
3. Workers' Compensation
Licensing requirements vary by state and territory, depending on the type and value of building or concreting work you undertake.
Home building compensation requirements vary by state and territory and may apply to eligible residential building work.
Workers' compensation requirements vary by state and territory and may apply if you employ workers.
INSURANCE OPTIONS FOR CONCRETERS:
Plant &
Equipment
Helps protect larger machinery and equipment used in concreting operations against insured loss or damage.
Contract
Works
Protects the works under construction, materials, and other items on site against damage, theft, fire and other insured events.
Professional
Indemnity
Helps protect your business against claims arising from professional advice, design or services where these form part of the work you provide.
Public & Products Liability
For third-party injury or property damage arising from your concreting work on or around the site. Usually the first cover contractors look to protect the business from costly claims.
Home Building Compensation
For eligible residential building work, home building compensation may be required depending on the state or territory and the nature of the work.
Learn more
Tools &
Equipment
Your tools and equipment are essential to getting the job done. Cover can help protect against theft, loss or damage to equipment you rely on every day.
Learn more
Workers
Compensation
For businesses with employees, workers' compensation helps provide protection when a worker is injured or becomes ill in connection with their employment.
Motor
Vehicle
Protects work vehicles used to transport tools, equipment and materials, with cover structured around how your vehicles are used.