Contractual Liability Insurance protects your business when you take on legal responsibilities under a contract, like holding another party harmless or indemnifying them. Common in construction, supply, and service contracts, this cover helps manage risks you agree to assume that go beyond standard Public Liability.
Contractual Liability Insurance
Quick Benefits:
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Covers agreed legal liability in contracts
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Helps meet client and project requirements
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Suits construction, engineering, and services sectors
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Can be added to existing liability programs
What’s Covered:
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Legal liability assumed under a written contract
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Indemnity for claims passed down from a principal
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Legal defense costs
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Liability extensions not normally covered
What’s Not Covered:
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Intentional breach of contract
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Fines, penalties, or liquidated damages
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Liability unrelated to contract terms
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Employment contracts or disputes
Get help understanding your contract risks.
Call 1300 337 276
Frequently Asked Questions
Q: Is this included in my Public Liability policy?
A: Only limited coverage. Specific contractual liabilities need this add-on.
Q: Do I need this for subcontracting agreements?
A: Often yes, especially if you’re accepting broad indemnity clauses.
Q: Can I cover multiple contracts under one policy?
A: Yes. We can structure a policy to suit ongoing and project-based contracts.
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