Business Interruption Insurance
Business Interruption Insurance helps cover lost income and ongoing expenses if your business can’t operate due to an insured event like fire, storm damage, or equipment failure. It ensures cash flow doesn’t dry up while you rebuild or recover, helping you pay staff, rent, and suppliers during downtime.
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Covers loss of income during business downtime
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Pays ongoing expenses like rent and wages
Quick Benefits:
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Ideal for retail, trades, offices, and industrial businesses
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Can include claims preparation costs
What’s Covered:
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Loss of revenue following property damage
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Fixed costs (wages, rent, utilities)
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Temporary relocation and extra expenses
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Claims preparation (if included)
What’s Not Covered:
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Losses not linked to insured property damage
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Supply chain or utility failures (unless added)
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Pandemic or government shutdowns
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Undeclared income
Protect your income.
Speak to us at 1300 337 276
Frequently Asked Questions
Q: Is this part of my Business Insurance?
A: It can be added. It’s often overlooked but highly valuable.
Q: How long does it cover me for?
A: Typically 3, 6, or 12 months, depending on the recovery time you choose.
Q: Does it pay for profits or expenses?
A: Both. Depending on how the policy is structured.
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